Personal Loans

Get the funding you require by obtaining a personal loan


If you find yourself in a situation where you require funds urgently, whether it’s for an unexpected emergency, a necessary purchase, or to combine your debts, ACT 1st FCU offers personal loans that can provide the assistance you need.*

Secured Loans

Use money in your ACT 1st FCU savings or certificate account as collateral to get a great rate. Choose from a Share Secured or Certificate Secured Loan. 
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Unsecured Loans

We offer personal loans with a fixed rate and term to cover your financial needs.
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* Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Must meet membership eligibility requirements.

Be sure to take a look at our Share Certificate rates in order to boost your savings with confidence and a sense of security! Click here to see current rates