Additional Member Benefits at No Cost!
Through a partnership with American Income Life Insurance Company, and Accidental Death and Dismemberment benefit and other no-cost offers are being provided to all member of ACT 1st Federal Credit Union.
Learn more at MyBenefits.AILife.com
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Frequently Asked Questions
What is this all about? Is this real?
At no cost, all members are given a completely covered group $2,500 Accidental Death and Dismemberment benefit, thanks to the collaboration between the Credit Union and American Income Life Insurance Company.
Do we have to return the (yellow) card to receive the benefits?
No, all members are covered for the Accidental Death and Dismemberment benefit whether or not they return their card.
What happens if I do return the card?
Those who return the card can also receive a no-cost membership in the AIL Plus program, your connection to convenient discounts on dental care, prescriptions, diabetic supplies, vision care and supplies, telemedicine, chiropractic care and more.
You can also receive Child Safe Kits for your children and grandchildren at no cost. These kits help you gather vital data, photos and fingerprints for authorities in the event of an emergency.
What happens if I don’t name a beneficiary?
The $2,500 would be paid to your estate and may be taxable.
Are they going to sell me insurance?
American Income offers members additional supplemental insurance benefits. It is a voluntary program.
Am I covered only at work?
No, the coverage is 24 hours a day, 7 days a week and will provide coverage for all activities anywhere.
How did they get my name?
You were sent a letter and enclosed with your letter was a (yellow) reply card that was sent back to them.. Someone in your home would have sent back the card. AIL contacts only those who voluntarily return the completed card.
Someone called and said they are from the Credit Union:
They are with American Income Life Insurance Company and they are contacting you to set an appointment to deliver the no-cost benefits and your certificate of coverage for the AD&D benefit.
Members will receive a letter regarding benefits offered through American Income Life Insurance Company. An AIL Representative may contact you from time to time to arrange a convenient time to deliver your membership benefits and review other supplemental insurance benefits that may be available.