Club Account

Christmas Club Account

  • Specify the amount you wish to set aside from each pay by means of Direct Deposit or Payroll Deduction.
  • Funds will be transferred to one of your primary accounts by October 1st of each year.
  • Dividends will be compounded and posted monthly.
  • The member will be assessed a fee for early withdrawal as set by the Fee Schedule.
  • There is no minimum balance or deposit required.
  • Yield is subject to change without notice.

Summer Savings Account

  • For those employees who are on the 10-month payroll, the summer savings program is set up to automatically calculate the amount that will be set aside from each of your paychecks to make it through the dog days of summer in July and August.
  • The member will not be permitted to take funds from the Summer Savings Account at any time.
  • Distribution will take place twice in July and twice in August.
  • Summer Savings funds are not included in the share insurance evaluation.
  • The member will be assessed a fee for early withdrawal as set by the Fee Schedule.
  • Yield is subject to change without notice.

Vacation Club Accounts

  • Specify the amount you wish to set aside from each pay by means of Direct Deposit or Payroll Deduction.
  • Funds will be transferred to one of your primary accounts by June 1st of each year.
  • Dividends will be compounded and posted monthly.
  • There is no minimum balance or deposit required.
  • The member will be assessed a fee for early withdrawal as set by the Fee Schedule.
  • Yield is subject to change without notice.

Our auditors are doing a verification of credit union accounts. If the balances shown do not agree with your records, please notify our auditors at the following address: Fike, Conner and Associates, P.A. P.O. Box 3153 LaVale, MD 21504