Contact Us

Christie Clark


Phone: 240-284-1251

K. Renae Holt

CFO/Vice President of Lending

Phone: 240-284-1253

Heather Dent

COO/Vice President of Member Services

Phone: 240-284-1252

Stephanie Boyd
Loan Officer
Phone: 240.284.1267

Julia Campbell
Automated Operations Specialist
Phone: 240.284.1257

Tracey Conner
Loan Officer
Phone: 240.284.1270

Anne Hutzell
Director of Marketing
Phone: 240.284.1259

Roxanne King
HR/Compliance Officer
Phone: 240.284.1255

Meredythe Lint
Branch Manager
Phone: 240.284.1261

Savannah Lipscomb
Loan Officer
Phone: 240.284.1272

Morgan McCormick
Lending Manager
Phone: 240.284.1254

Cathy McKenzie
Administrative Secretary/Account Specialist
Phone: 240.284.1269

Mollie McKenzie
Loan Officer
Phone: 240.284.1264

Misty Michaels
Collection Assistant
Phone: 240.284.1258

Sarah Ryan
Mortgage/Home Equity Specialist
Phone: 240.284.1266

Yung Purdy
Sr. Loan Officer
Phone: 240.284.1265

Danielle Shafer
Loan Clerk
Phone: 240.284.1273

Kathy Stair
Loan Officer
Phone: 240.284.1263

Kathy Warnick
Plastics Specialist
Phone: 240.284.1256

Madison Watson
Loan Officer
Phone: 240.284.1271

Carrie Witt
Loan Officer
Phone: 240.284.1262

Peyton Wolfe
Loan Officer
Phone: 240.284.1250


(Main Office)
ACT 1st Federal Credit Union
1313 National Highway STE 7, PMB 326
LaVale, MD 21502

(Lee Street Office)
ACT 1st Federal Credit Union
204 South Lee Street
Cumberland, MD 21502

(Messick Road Office)
ACT 1st Federal Credit Union
PO Box 392
Cumberland, MD 21501


(Main Office) 301-729-8015
(Lee Street Office) 301-729-8015
(Messick Road Office) 301-729-8015


(Main Office) 301-729-2147
(Lee Street Office) 301-777-3928
(Messick Road Office) 301-724-1620


You may also contact us through our feedback form.

ART (Audio Response Teller):

More information.

First Mortgage Loan Officer Contact:

Do you wish to have a loan officer contact you about a first mortgage loan? Simply complete this quick form for automatic routing to a loan officer. Calls are normally returned in 24 hours or less.

Lost or Stolen Debit MasterCard:

Call the Credit Union immediately at 301-729-8015 or 800-264-5578 after business hours.

Lost or Stolen VISA Credit Card:

Call the Credit Union at 301-729-8015, Monday through Friday, 9 a.m. to 5 p.m. Before or after these hours, call 800-325-3678.

If you are mailing a loan payment or other item(s) of business, please be advised that our Main and Messick Road office addresses have changed. SEE MAILING ADDRESSES