ATM Network

Western Maryland Credit Union ATM Connection

The credit unions listed here have agreed not to charge each other’s members for ATM usage. Some institutions, however, may charge their own members for each transaction that is made at another credit union’s ATM machine. ACT 1st Federal Credit Union does not charge its members for using ATM machines belonging to the credit unions on this list.

ACT 1st FCU ATMs

14316 National Hwy. SW (new window) 
LaVale, MD 21502

11905 Messick Rd. (new window)
Cumberland, MD 21502

Allegany College of MD
12401 Willowbrook Rd. SE (new window)
Cumberland, MD 21502

555 W. Main St (new window)
Romney, WV 26757

STATE EMPLOYEES CU OF MD ATMs

12200 Winchester Rd. (new window)
LaVale, MD 21502

Frostburg State University
FSU Lane Center (new window)
Frostburg, MD 21532

17239 Cole Rd. (new window)
Hagerstown, MD 21740

971 Corporate Blvd. (new window)
Linthicum, MD 21090

Golden Mile Market Place
1306 West Patrick St. (new window)
Frederick, MD 21701

WEPCO FCU ATMs

204 N. Branch Ave. (new window)
Bloomington, MD 21523

12826 Garrett Hwy. (new window)
Oakland, MD 21557

Garrett Memorial Hospital
251 North Fourth St. (new window)
Oakland, MD 21557

Rt. #220 South (new window)
Keyser, WV 26726

202 W. Main St. (new window)
Kingwood, WV 26537

12511 Winchester Rd. (new window)
LaVale, MD 21502

Allpoint ATM Network ACT 1st FCU is a member of the ALLPOINT ATM Network. Members can use over 55,000 ATMs free of charge through this network.


MoneyPass ATM Network ACT 1st FCU is also a member of the MoneyPass ATM Network. Members can use over 23,000 ATM’s free of charge through this network.

We are aware of a regional outage affecting our phones. Please text us at 301-729-8015 or email us at memberservice@act1stfcu.org