LET US HELP!!!
We’ve streamlined the home mortgage application process to make it QUICK, EASY, and CONVENIENT for members. Contact Sarah Ryan at ACT 1st Federal Credit Union at 240-284-1266 to help walk you through the process!
We can help you choose the best loan programs and most competitive interest rates. We can also put you in contact with our professional mortgage origination staff to find out what product best suits your mortgage needs!
| Mortgage Loan Links | |
|---|---|
| First Mortgage Center | Visit our First Mortgage Center to see what we can offer you. |
| Loan Cost Disclosure | Obtain an estimate specific to your transaction (purchase vs. refinance, specific state, county, etc.) Minimum down payment requirements include: VA - 0% of borrowed amount, FHA - 3.5% of borrowed amount and Conventional - 5.0% of borrowed amount. |
| First Time Home Buying | Are you purchasing a home for the first time? Get an overview of the mortgage and home buying process as well as access to various prequalification and payment calculators. |
| Upgrading | Do you already own a home but are moving up? Get an overview of the mortgage and home buying process as well as access to various prequalification and payment calculators. |
| Refinancing | Are you interested in refinancing your existing mortgage? Get access to mortgage calculators that will help you decide if refinancing is sensible and which program might be best for you. |
| Loan Programs | Get information and guidance on various mortgage loan products (such as fixed rate vs. adjustable rate) and terms that ACTFCU and Credit Union Mortgage can offer you. |
| Pre-Qualify | Get access to mortgage calculators and pre-qualify yourself for a mortgage! This is NOT a pre-approval and no credit reports are obtained. This is just a prequalification tool. A pre-approval would be obtained by clicking on "Apply". |
| Contact Us | Have a Credit Union Mortgage loan officer contact you - usually within 24 hours or less. |
| Apply | Begin the mortgage loan application process. Get approved in minutes! |
