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ACT 1st Federal Credit Union membership is open to anyone who lives, works, worships, attends school, or has family in our 7-county service area.
We have 3 ACT 1st FCU branch locations to serve our members.

Want to become a new member? Simply download our ACT 1st FCU Advantage Plus Mobile App and submit your application! Rest assured, having the app will be extremely beneficial!

Join Through The App or In-Person1

At this time, business accounts cannot be opened through the app. Visit a branch location to open a business account today.

To Apply Through The App

To Apply in Person

  • 1Membership is open to anyone who lives, works, worships, attend school, or have family in Allegany, Garrett, Washington, Hampshire, Mineral, Bedford, and Somerset Counties.

Be sure to take a look at our Share Certificate rates in order to boost your savings with confidence and a sense of security! Click here to see current rates