HELOC

HELOC stands for “Home Equity Line of Credit.”

A HELOC is a revolving line of credit that is secured by the equity in your home.
It allows you to access funds as needed over a period of time.

Benefits

✓ Minimum loan amount of $10k
✓ Max loan amount is 80% of appraised value
✓ 7-year draw period & a 10-year repayment period

Best For

✓ Quick access to money without having to reapply
✓ Home Improvement
✓ Debt Consolidation
✓ Payoff Student Loans
✓ Home Improvements
✓ Other Large or Unexpected Home Purchases

ACT1st FCU will be accepting monetary and personal hygiene products to benefit our local veterans through 11/30/25. Drop off at any of our 3 branches