Make Shopping for Your First Car a Breeze with ACT 1st FCU!
If you have limited or no credit history and you’re prepared to make your first vehicle purchase, we are here to help! Our First-Time Car Buyer Loan specifically designed for first-time car buyers offers flexible terms, making it an excellent opportunity to establish credit responsibly while also building a foundation for your future. Apply by text (text APPLY to (301) 882-8269), give us a call at (301) 729-8019, or stop by any of our branches.
Why try our First-Time Car Buyer Loan Program?
- It provides an excellent opportunity to build your credit history.
- You have the flexibility to choose repayment terms that suit your needs.
- Gain access to free credit score education.
Do you qualify?
- No co-signer required
- 3 references required
- 12 consecutive months of employment
- Proof of employment and income
- Meet minimum debt to income requirements
- No previous credit required
- No previous auto trade lines on your credit report
Learn More:
See our Rates Page
Use our loan planner calculator
