Make Shopping for Your First Car a Breeze with ACT 1st FCU!

If you have limited or no credit history and you’re prepared to make your first vehicle purchase, we are here to help! Our First-Time Car Buyer Loan specifically designed for first-time car buyers offers flexible terms, making it an excellent opportunity to establish credit responsibly while also building a foundation for your future. Apply by text (text APPLY to (301) 882-8269), give us a call at (301) 729-8019, or stop by any of our branches.

Why try our First-Time Car Buyer Loan Program?

•  It provides an excellent opportunity to build your credit history.
• You have the flexibility to choose repayment terms that suit your needs.
• Gain access to free credit score education.

Do you qualify?

• No co-signer required
• 3 references required
• 12 consecutive months of employment
• Proof of employment and income
• Meet minimum debt to income requirements
• No previous credit required
• No previous auto trade lines on your credit report

Learn More:

See our Rates Page

Use our loan planner calculator