Student Loan

When Federal aid just isn’t enough, we’re here to help!

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, ACT 1st Federal Credit Union has a unique ability to help members and families by offering our Student Choice private lending solution that features:

  • Zero origination or prepayment fees
  • Lower interest rates
  • Simple one-time online application
  • Deferment of principal and interest while in school
  • Flexible repayment terms including graduated repayment for two years
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*
    *Subject to qualification and annual credit review.

For more information and to apply online, visit our Student Choice website: http://act1stfcu.studentchoice.org/

Our auditors are doing a verification of credit union accounts. If the balances shown do not agree with your records, please notify our auditors at the following address: Fike, Conner and Associates, P.A. P.O. Box 3153 LaVale, MD 21504