Fee Schedule

As of February 2024
Account Research/Balancing Assistance$20.00 Minimum/$5.00 per hour in excess of 2 hours
Statement Re-Print/Re-Issue$5.00
Deposited Items, Returned Unpaid$35.00
Nonsufficient Funds Item$35.00
Consumer Courtesy Pay$35.00 Per Item
Overdraft Transfer from Shares$5.00 Per item
After 30 Days of Continuous OverdraftThe Account May Be Closed
Inactive Account
(No Activity for 1 Year)
$10.00 Per Year
Returned Mail$10.00
Garnishment$30.00
Draft OrderingDepends on Style of Draft Ordered
Copy of Draft$5.00
Stop Payment - Single$15.00
Stop Payment - Series$25.00
Stop Payment - Cashier's Check$10.00
Foreign Check Exchange$10.00
+$15.00 Shipping Fee
Early Club Transfer / Withdrawal$5.00
Money Market Savings Account$2.00 Per Transaction (In Excess of 3 Per Month)
Business Account Courtesy Pay$45.00 Per item
Basic Business Checking Transaction$0.50 Per Transaction
Executive Business Checking Account Flat Fee
($7,500.00 Balance Required to Waive Fee)
$15.00/Month
Executive Business Checking Transaction$0.50 Per Transaction
Debit Card Replacement$20.00
Debit Card Expedited Overnight$75.00
ATM Surcharge Fee$3.00
Bill PaymentFREE
Online Payment Convenience Fee$2.50 Per Transaction
Money Order$2.00
Visa Gift Card$3.50
Travel Money Card$4.50
Travel Card Reload$2.00
Foreign Currency Purchase/Exchange$25.00
+$15.00 Shipping Fee
Domestic Wire$30.00
International Wire$50.00
Late Payment$5.00 or 5% of Payment, whichever is greater
Late WV Mortgage Payment$15.00 or 5% of Payment, whichever is less
Mortgage Modification$500.00
Account Research$20.00 Minimum/$5.00 Per hour in excess of 2 hours
Real Estate Credit Report$65.00 (Individual)
$130.00 (Joint)
Real Estate Flood Determination$40.00
Home Equity/ HELOC$100.00

A fee may be imposed for covering overdrafts created by a check, in-person withdrawal, ATM withdrawal, or other electronic means. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

A member-owner must bring an account to a positive balance within 30 days of the initial negative balance date. If not, negative balance account collection procedures will begin which could include legal action. Furthermore, the account may be charged off and negative information reported to the consumer reporting agencies. If the credit union is forced to take legal action, we shall be entitled, subject to applicable law, to payment of reasonable attorney’s fees and other costs associated with legal proceedings.