Advantage Plus Cash Checking


Monthly Rewards Include:

  • 3.299% APY* (on average daily Advantage Plus Cash Checking Account balances up to $10,000.00)
  • ATM Surcharge Fee Refund (up to $25.00/month)

Monthly Rewards Qualifiers Include:

  • E-Statement Enrollment
  • Web Banking Enrollment (and 1 or more valid login)
  • Direct Deposit Enrollment (and an aggregate deposit of $500.00 or more)
  • ACH Withdrawal (for $100.00 or more)
  • (10) Debit Card Transactions (for $25.00 or more each)

Qualifiers must be met on a month by month basis to get monthly rewards.

Monthly Bonus Reward:

  • $0.10 Per Debit Card Transaction (up to $5.00/month)

Monthly Bonus Reward Qualifiers Include:

  • All Monthly Qualifiers
  • Loan on File (and payments are current)

Qualifiers must be met on a month by month basis to get monthly bonus reward.

Plus, we are offering a one-time, $25.00 Sign-Up Bonus to those who open an Advantage Plus Cash Checking account and it is their first share draft checking account with ACT 1st Federal Credit Union. The member must also meet all Monthly Rewards Qualifiers to get the $25.00 Sign-Up Bonus. If bonus is earned, it will be paid at the month’s end immediately following the meeting of all Monthly Rewards Qualifiers.

*Annual percentage yield. APY accurate as of April 1, 2023, and subject to change without notice before or after signing up for the program. The regular dividend bearing share draft account yield will apply to average daily balances greater than $10,000.00. The weighted average of the yield on balances up to $10,000.00 and on balances greater than $10,000.00 will apply. Prior to opening a checking account, member must have an ACT 1st Federal Credit Union savings account with at least $5.00 on deposit. Interest-bearing checking account dividends are calculated on the average daily balance, and compounded and posted monthly. Fees, if any, may reduce earnings. Yield applies when dividend is reinvested into the account. Membership eligibility requirements apply. Other restrictions and requirements apply. Program details subject to change.