Share Certificate

Share CertificatesDividendAPY*Term
Share Certificate  6-Month Term (Minimum Deposit $500.00)1.25%1.26%6 Months
Share Certificate 10-Month Term (Minimum Deposit $500.00)2.25%2.27%10 Months
Share Certificate 12-Month Term (Minimum Deposit $500.00)1.50%1.51%12 Months
Share Certificate 15-Month Term (Minimum Deposit $500.00)2.75%2.79%15 Months
Share Certificate 18-Month Term (Minimum Deposit $500.00)1.80%1.82%18 Months
Share Certificate 24-Month Term $500.00 - $50,000.001.90%1.92%24 Months
Share Certificate 24-Month Term $50,000.01 -
< $100,000.00
1.95%1.97%24 Months
Share Certificate 24-Month Term
> $100,000.00
2.00%2.02%24 Months
Share Certificate 36-Month Term $500.00 - $50,000.002.15%2.17%36 Months
Share Certificate 36-Month Term $50,000.01 - $100,000.002.25%2.27%36 Months
Share Certificate 36-Month Term
> $100,000.00
2.35%2.38%36 Months
Share Certificate 48-Month Term $500.00 - $50,000.002.50%2.53%48 Months
Share Certificate 48-Month Term $50,000.01 - $100,000.002.75%2.79%48 Months
Share Certificate 48-Month Term
> $100,000.00
2.95%2.99%48 Months
Share Certificate 60-Month Term $500.00 - $50,000.003.10%3.14%60 Months
Share Certificate 60-Month Term $50,000.00 - $100,000.003.35%3.40%60 Months
Share Certificate 60-Month Term
> $100,000.00
3.60%3.66%60 Months

*APY = Annual Percentage Yield. Minimum balance of $500.00 required. Rates accurate as of November 1, 2018 and subject to change without notice. APY is fixed for the term of the certificate. Share certificate dividends are calculated on the average daily balance, and compounded and posted monthly. Yield applies when dividend is reinvested into the account. A penalty of 90 days worth of interest may be imposed for early withdrawal of 6 or 12 month certificates. A penalty of 180 days worth of interest may be imposed for early withdrawal of 18, 24, 36, 48 or 60 month certificates.

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