Regular Share Account

  • Members are required to purchase at least one share of capital stock at a cost of $5.00 which is to be deposited in the member’s regular share account.  By purchasing this one share of capital stock you become a voting owner of ACT 1st FCU.
  • There is no restriction on the amount of money a member may deposit into his/her savings account at the ACT 1st Federal Credit Union, although only $250,000.00 is insured by NCUSIF.
  • Dividends will be paid on a monthly basis at a rate approved by the Board of Directors. Dividends are paid on the average daily balance and posted on the last day of each month. Such dividends will be declared at the monthly board meetings after reviewing the financial reports.