Membership Eligibility

Eligibility for membership in a Federal Credit Union is limited to the persons and organizations sharing the common bond described in the credit union’s field of membership as set forth in Section 5 of its charter. A person becomes a member upon approval of an application for membership and a minimum share deposit of $5.00.

Individuals eligible to join ACT 1st Federal Credit Union include persons who live, work, worship, attend school in, and businesses and other legal entities located in:

  • Allegany County, MD
  • Garrett County, MD
  • Washington County, MD
  • Hampshire County, WV
  • Mineral County, WV
  • Bedford County, PA
  • Somerset County, PA

For additional information, call 301-729-8015.

We are aware of a regional outage affecting our phones. Please text us at 301-729-8015 or email us at