Membership Eligibility

Eligibility for membership in a Federal Credit Union is limited to the persons and organizations sharing the common bond described in the credit union’s field of membership as set forth in Section 5 of its charter. A person becomes a member upon approval of an application for membership and a minimum share deposit of $5.00.

Individuals eligible to join ACT 1st Federal Credit Union include persons who live, work, worship, attend school in, and businesses and other legal entities located in:

  • Allegany County, MD
  • Garrett County, MD
  • Washington County, MD
  • Hampshire County, WV
  • Mineral County, WV
  • Bedford County, PA
  • Somerset County, PA

For additional information, call 301-729-8015.

Looking for a way to be more involved in the decisions and direction of your credit union? Consider volunteering on our board of directors! Click here to read the terms and conditions and apply!