Membership Eligibility

How To Join

Apply through our mobile app or stop by one of our locations to open a credit union savings account, one of our friendly Member Service Representatives will be delighted to help you with the process. A $5.00 minimum deposit in your Primary Savings account is considered a member’s share in the Credit Union. This opens the door to our full array of products and services.

Once You Become a Member, You Will Always Be a Member

Once you become a member, you are a member for life! Even if you move from one of the eligible counties, you will retain your ACT 1st FCU membership rights as long as you maintain a minimum balance of $5.00 in your credit union Savings Account.

Who Can Join

If you live, work, worship or attend school in any of the following counties listed below or are a family member of a current member, you can join ACT 1st Federal Credit Union. Should you have questions about your eligibility, please call 301-729-8015 or email us and one of our friendly representatives will assist you in determining your membership eligibility.

Why ACT 1st FCU?

At ACT 1st FCU, Our Top Priority Is Always Our Members.

At ACT 1st Federal Credit Union, our volunteer board members make all the operational decisions instead of a corporate office. As a not-for-profit organization, we prioritize exceptional member service above everything else. When you work with ACT 1st FCU, you’ll have the advantage of a personalized experience, financial support, and the added benefit of lower rates.

Our Services